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Seattle, WA 98107


Ken Lubkowski

(206) 781-5526


LTC Facts

It’s wise plan ahead.  Here are some important LTC facts

LTC Facts:

At least 70% of people over age 65 will require some long term care services at some point; more than 40% will need care in a nursing home.

Source: U.S. Department of Health and Human Services, September 2008

The Risk of Long Term Care:

1 in 300 House Fire 1
1 in 30 Auto Accident 2
4 in 10 Long Term Care 3

Source: 1) National Fire Protection Association, September 2006 and U.S. Census Bureau, "Housing Vacancies and Home Ownership," 2005. 2) National Center for Statistics and Analysis, "Traffic Safety Facts, 2003 Data, Washington DC., and U.S. Department of Transportation, Federal Highway Administration, Highway Statistics 2003," Washington, DC: 2004, table DL-!C, available at as of December 1, 2004. 3) National Alliance for Caregiving in the U.S. and AARP, "Caregiving in the U.S." April 2004.

Estimated Average Costs for a Year in a Private Nursing Home Room:

2008: $76,000
2015: $107,000
2025: $175,000

Source: U.S. Department of Health and Human Services, 2007

Download: 3 Step LTC Guide

As Financial Advocates for you, we can help you analyze the risks and help you manage those various risks. We have access to all the top companies to get you the best rates on Life, Disability or Long Term Care insurance.

Call or email us learn more or get free quotes for LTC insurance.  We’re here to help.

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